HARP Refinancing at Fifth Third. An option for people who thought they couldn't refinance. If you're having trouble refinancing because the value of your home has dropped, you might still have an option. The government's Home Affordable Refinance Program* (HARP) helps homeowners in this situation. Been turned down before? The program continues to change so you may now qualify even if you owe more than your home is worth. Also, some mortgage insurance companies have agreed to transfer the insurance**...something not available before. To be eligible for HARP: • You have to be current on your mortgage payments with no    late payments in the past six months and no more than one    late payment in the past 12 months.		• Your existing loan has to have been sold to Fannie Mae or    Freddie Mac on or before May 31, 2009. • Your mortgage has not been previously refinanced under    HARP. Go to these websites to see if your mortgage qualifies. • Freddie Mac loan lookup. • Fannie Mae loan lookup. Contact Fifth Third to get your refinance rolling. If you believe you may now be eligible for HARP, give us a call at 877-841-7512 or stop by any Fifth Third location. And if you didn't qualify, contact us anyway. We'll look for any solutions we can to help you refinance.
*Call us or refer to www.fi nancialstability.gov for specifi c eligibility requirements and guidelines. Under this option, cash out is not allowed. This is not a pre-approval or a commitment to lend. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult your tax advisor regarding the deductibility of interest. **MI transfer available through MGIC, Genworth and Radian at this time. Subject to credit review and approval. Prices and programs subject to change without notice. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, Ohio 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by Fifth Third Mortgage Company and Fifth Third Mortgage-MI, LLC. Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp. Member FDIC. Equal Housing Lender.